Most MGAs price off loss history alone. We use real safety data and real claims data together, so your clients see exactly where their risk sits and get the tools to reduce it. Safer athletes and members, better pricing, stickier accounts.
What makes us different.
Safety is not a program we bolt on. It is how we underwrite.
Priced on more than loss history
We look at how an organization actually operates, not just what happened to them last year, so the ones doing the work get recognized for it.
Risk your clients can see
Every insured gets a clear read on where they are strong and where they are exposed, in language they understand and can act on.
Rewarded for doing the work
Organizations that put real safety practices in place and keep them in place see it reflected at renewal.
Fewer injuries, better outcomes
Prevention that works shows up twice, in healthier athletes and members and in a better loss picture for the account.
Every account gets a Safety Score.
The Safety Score shows your client where their safety practices hold up and where they are exposed. It gives you a real reason to be in front of them between renewals, with something useful to say.
A complete safety stack.
Safety Score
A clear read on where the program stands today and where it is exposed.
Claims Insight
Their own loss picture in plain language, and what it says about where to focus.
Athlete Injury Prevention
Knee injuries, overuse, and contact injuries drive youth and amateur sport claims. Guidance built around bringing them down.
Member Injury Prevention
Slips, trips, and falls, equipment, and facility conditions drive nearly every fitness claim. We show where they come from and how to reduce them.
Prevention Standards
Field guides and standards your clients can put in place without hiring anyone.
Renewal Impact
Safety practices that hold up over time show up in the renewal.
A program that keeps getting sharper.
We review what we are seeing across the book on a regular cadence and refine the program from it. Pricing gets more precise and risk guidance gets more useful over time, which means your clients are working with an MGA that does not stand still.